Woods Rogers’ Banking and Finance group helps clients prepare for, comply with, and respond to federal and state regulators, including the Consumer Financial Protection Bureau, Office of the Comptroller of the Currency, Federal Reserve Board, Federal Deposit Insurance Corporation, National Credit Union Association, and the Virginia Bureau of Financial Institutions.

We advise clients on regulatory requirements such as bank secrecy, branching, capital adequacy, community reinvestment, deposits, director loans, equal credit, fair credit reporting, privacy, truth in lending, and real estate settlement procedures.

We also develop and implement compliance management and risk management systems and advise clients on mergers and acquisitions, new products and services, and other matters important to the banking industry.

We handle all aspects of financing transactions, including asset-based lending, construction and permanent financing for real estate projects, secured and unsecured loans and lines of credit, and participation loans with other lenders. We also handle bankruptcies, foreclosures, liquidations, loan restructuring, and workouts.